Hospitalisation or outpatient care?
Nowadays, large numbers of patients are being referred for one-day clinic for exploratory and minor procedures. If you are admitted as day case, you will spend just one day in the hospital. If your day case is invoiced as a hospital admission, your hospital plan will cover the costs.
As a general rule, your treatment and procedure(s) will quality as a hospital admission:
- if you have had general anaesthesia
- if you have stayed in a regular hospital room
A trip to the emergency room to apply a cast to a broken arm, for example, will not count as a hospital admission but as outpatient (ambulatory) care. In this case, you will usually not be able to claim a refund through your hospitalisation insurance.
If you're unsure as to whether the costs will be covered, it's best to check with your attending physician or the hospital directly.