Overnight hospital staysAG Insurance hospitalization -

An overnight hospitalisation

What should I do?

Notify AG Insurance in advance

You are an AG Insurance cardholder

Have an upcoming hospital stay? Let AG Insurance know by reporting the admission online. It's quick and easy. We'll open up a new case file for your refund straight away.

While it's better to report your hospital stay in advance, although this is not always possible. You can also report the admission after the fact or while you're in the hospital, via your smartphone for example.

Report your hospital admission online

Report a claim online

If you haven't been issued an AG Insurance card?

No card?
Then you don't need to report your claim upfront. Instead, report your hospital admission in writing using the appropriate claim form and send it in to us along with proof of your medical expenses. Bundle your receipts together (see Step 2) and send them in with your completed claim form (see Step 3).

Claim form

Save all receipts for medical expenses

Save all receipts for medical expenses associated with your hospital stay, whether the expenses were incurred while you were in the hospital or before or after your admission ("outpatient expenses").

Pre-admission

Your hospital plan covers the cost of medical treatment and services, such as pharmacy expenses and doctors' appointments, in the period leading up to the hospitalisation. Depending the type of plan you have, this period is either 1 or 2 months.
During your hospital stay

It goes without saying that your hospital plan covers your hospital bill. If your plan comes with Medi-Assistance, our third-party payer agreement, your hospital bill will be sent to AG Insurance and settled with the hospital directly. If you don't have Medi-Assistance, you'll receive the hospital bill at home which you can then send along with proof of payment for other medical expenses.
Post-discharge

Once you've been released from the hospital, you may require additional treatment to support your recovery. Your hospital plan covers medical treatment and services for a period of time once you've been discharged. Depending on the type of plan you have, this period is either 3 or 6 months.

Be sure to save all hospital bills, doctors' bills and pharmacy receipts!

Tip: For your convenience, your Sickness Fund can provide you with a statement of all medical expenses incurred.

Send in your expenses

You've been saving your receipts and are now ready to send them in? Do it online!

Just scan your expenses and submit them online via our web form. Be sure to mention your correct bank account number.

Submit your expenses online

Rather send in your expenses by ordinary mail?

Feel free to combine multiple bills and receipts in a single envelope. Please also return the completed claim form below.

Medical expenses related to a hospital stay

Ready to send in your expenses?

Send everything to the following address:

AG Insurance - Health Care Department

53 boulevard Emile Jacqmain

1000 Brussels

Haven't yet reported your hospital stay to AG Insurance?

Fill out this document and attach it to the web form or letter you send us.

Claim form

Collect your refund

Your account statement

Once your medical expenses have been processed, your account administrator will issue you an account statement. This is a written statement thats shows in a simple and transparant way which costs are covered and which are not.

Need help?

Feel free to contact us with all your questions about the refund of your expenses.

Need help?

Did you know…

Did you know that you can claim a refund for the (high!) doctors' fees on your hospital bill?

To find out more

Did you know that you can claim year-round coverage for medical expenses to treat a critical illness?

To find out more

Did you know that we can settle your bill directly with the hospital?

To find out more

All tips