Medical expenses without hospitalisation
Recently been to see your doctor, the dentist or another specialist? Or loaded up on prescribed medication to fight off the flu? When these expenses are unrelated to a hospital stay, your hospitalisation plan will not cover the costs. You are, however, entitled to a refund through your outpatient care plan. If your corporate-sponsored healthcare plan also includes outpatient of coverage, you can claim a refund for your medical expenses year-round.
Have a corporate-sponsored plan that includes outpatient care coverage? If so, then you can send in your medical expenses year-round for reimbursement.
Please note: medical expenses for the treatment of a serious illness (eg. cancer) are reimbursed throughout the year by your classic hospitalisation plan, even without hospital admission or outpatient care coverage. Be sure to save all hospital bills, doctors' bills and pharmacy receipts!
You should start the application process as soon as possible to activate the critical illnesses cover. This is done online or in writing using the claim form. To accelerate the activation process, you should provide the AG Employee Benefits advising physician with a medical report drawn up by your general practitioner containing the diagnosis and planned treatment of your illness. The claim form and the medical report can be sent togetherby email or by post. The critical illnesses guarantee will be activated as long as you are in treatment.You should start the application process as soon as possible to activate the critical illnesses cover.